Financial Planning Program – Improving Portfolios When my firm looks at our customers’ portfolios to develop a financial planning program, we look at four places to improve them: 1)      Can we reduce taxes? 2)      Can we add compounding interest to the portfolio design? 3)      Can we reduce fees? 4)      Can we increase returns? Now, the [...]

Dallas Financial Coach – Rational Optimist One of my roles as a financial coach is to inject optimism into an otherwise gloomy world. I don’t believe in a “Polyanna” type of optimism. I believe in a rational optimism based on the time we live and the history of the world. The recent book written by [...]

Dallas Financial Coach – Everything is Amazing I thought I had posted this before, but I couldn’t find it and based on many discussions I have had this week I think we need to put the world in perspective. Nothing does this like a little humor. — John Pollock

Financial Planning Tool – Benefit from Inflation One of the most important numbers in the financial world is called the CPI – the Consumer Price Index – and understanding it is an important financial planning tool.  It’s vitally important in government, too, because lots of different kinds of government spending are hitched to the CPI.  [...]

I ran across this piece in Senior Market Advisor a magazine written for Insurance Agents and specializing in the Baby Boomer market. I don’t read much in this magazine that I agree with, but this article from Matt Thornhill the Founder and President of the Boomer Project is excellent, short and dead on right. Hope [...]