Financial Advising Financial advising businesses, like any others, try to be profitable, and that profit has to come from somewhere.  When you look for financial advice, you should be aware that there are really only four basic profitable business models this kind of business can choose from.    I like to visualize them geometrically, with a [...]

In honor of Earth Day (a couple of weeks ago) we are recycling Retirement Planning Services I’ve been in retirement planning services for a long time, but lately, something seems different.  Have you ever noticed that the world is coming to an end?  It is – I can prove it just by opening my mail.  [...]

Business Models Financial advice businesses, like any others, try to be profitable, and that profit has to come from somewhere. When you look for financial advice, you should be aware that there are really only four basic profitable business models that this kind of business can choose from. I like to visualize them geometrically, with [...]

Simple Doesn’t Mean Easy I’ve often found that there are things in life that are simple, but not easy. Like dieting. Losing weight is simple – you just move more and consume less, right? But for most of us (and certainly speaking for myself), knowing how simple it is doesn’t make it easy. Financial planning [...]