Stress Testing vs. Market Timing I’ve gotten feedback on the Portfolio Stress Testing that I offer to my financial advising customers. Much of it is good, but some wonder if I’m being true to all of my principles. “John?” my clients tell me, “you recommend against market timing, yet your Portfolio Stress Testing approach is [...]

Portfolio Stress Test I’ve recently debuted a new tool in my financial planning business. I call it the Portfolio Stress Test. You’re probably familiar with the idea of stress tests in the health arena. Maybe your doctor has put you on a treadmill to see how your body reacts to a variety of exercise activities. [...]